PRIVACY POLICY

Introduction

Carrera Capital Group LLC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Submit a financing application or inquiry
• Contact us via email or phone
• Subscribe to our communications
• Use our website or services

This information may include:

• Name and contact information (email address, mailing address, phone number)
• Business information (company name, industry, revenue)
• Financial information necessary to process your application
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage patterns, including:

• IP address and browser type
• Pages visited and time spent on our site
• Referring website or source
• Device identifiers and operating system

How We Use Your Information

We use the information we collect to:

• Process and evaluate financing applications
• Communicate with you about our services
• Respond to your inquiries and provide customer support
• Improve our website and services
• Comply with legal obligations and industry regulations
• Detect and prevent fraud or security issues
• Send marketing communications (with your consent)

SMS & Text Message Communications

Message frequency may vary depending on your application status and account activity. Message and data rates may apply based on your mobile carrier's plan.

Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.

Help: For assistance or more information, reply HELP to any message or contact us at ikey@carreracapinc.com.

Important: Consent to receive text messages is NOT a condition of purchase or obtaining financing from Carrera Capital Group LLC. You may still apply for and receive our services without opting in to SMS communications.

Data Privacy: We do not sell, rent, or share your mobile phone number with third parties for their marketing purposes. Your mobile information is used solely for the purpose of communicating with you about your application and our services.

Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our business (e.g., payment processors, credit reporting agencies).
• Legal Requirements: We may disclose information if required by law, regulation, legal process, or governmental request.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
• Protection of Rights: We may disclose information to protect our rights, property, or safety, or that of our clients or others.

Data Security

We implement reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal information
• The right to correct inaccurate or incomplete information
• The right to request deletion of your information
• The right to opt out of marketing communications
• The right to lodge a complaint with a data protection authority

To exercise these rights, please contact us at ikey@carreracapinc.com.

Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings, but disabling cookies may affect the functionality of our site.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website with an updated effective date. Your continued use of our services after such changes constitutes your acceptance of the updated policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

Carrera Capital Group LLC
626 Sheepshead Bay Rd
Brooklyn, NY 11224
Email: ikey@carreracapinc.com